Who is Moneyhub, and what is its relationship with Marygold?

Marygold partners with Moneyhub Financial Technology Limited ("Moneyhub") to help deliver our services in two main ways:

1. In order to create the best user experience when moving money between your Marygold and non-Marygold accounts we have created 'Me2Me' transfers.
   1. Me2Me helps our customers retain more control as well as move money between their accounts with ease.
   2. Where a Me2Me transfer requires transferring funds from an external bank account (e.g. Barclays, HSBC, etc) to any of you other accounts (including Marygold accounts), then we seamlessly help you utilise the the Open Banking Payment Initiation Services ("PIS") of Moneyhub.
2. In addition, if you choose to link any of your external accounts to the Marygold app, or use the intelligent nudges functionality within our app (that rely on reacting to bank account information in your non-Marygold accounts), then we utilise the Account Information Services ("AIS") from Moneyhub.

Moneyhub are regulated in the UK as an Open Banking company, whose vision is to enhance the financial lifetime wellness of people, their communities and their businesses.

Moneyhub is authorised and regulated by the Financial Conduct Authority (FCA). as a registered AISP (Account Information Service Provider) and PISP (Payment Initiation Service Provider). Reference no. 809360 at fca.org.uk/register.  Moneyhub Financial Technology Limited is registered in England and Wales with company number 06909772. Registered Address: C/O Roxburgh Milkins Limited Merchants House North, Wapping Road, Bristol, BS1 4RW, United Kingdom.