Why does my bank app re-present to me the payment information I have already seen in the Marygold app?

This is due to the Open Banking standards as set by the regulator, and although it is a minor annoyance it does serve two important purposes:

1. It allows you, the customer, to get extra comfort that the details of the transfer you are about to authorise are correct.
2. It allows you to change you mind at the last minute and decline your consent to the transfer.

Given the extra benefit of control and confidence, we believe the extra 'click' is worth it.